Trusted by Kiwi for over 100 years
Grab the best car cover for you
Comprehensive
Comprehensive car insurance with all the bells and whistles. Whether it’s someone else’s fault or you accidentally prang your car, we’ve got your back. Plus, level-up your policy for sweet insurance-y optional benefits like Roadside Rescue or Excess-free glass cover.
Third Party, Fire & Theft
Cover with some protection including theft and fire, damage to someone’s vehicle or property, damage to your car caused by an uninsured driver or injuring someone in an accident you’ve caused. Plus, level-up your policy for sweet insurance-y optional benefits like Roadside Rescue or Excess-free glass cover.
Third Party Only
No-frills car insurance that covers damage to someone else’s vehicle or property, your liability if you accidentally injure someone, or for damage caused to your car by an uninsured driver. Plus, level-up your policy for sweet insurance-y optional benefits like Roadside Rescue or Excess-free glass cover.
Compare our car insurance
This is a summary only, for a full list of the benefits as well as exclusions and other terms, read the policy wording.
Our car insurance policy wordings are now in plain language, making them easier to read, understand, and act on.
Note: If you already have a policy with us, you may have a different policy wording to the plain language policy wording above. Check your policy details, then find your policy wording on our Policy documents page.
Great insurance-y benefits.
Simply great prices
We’re on a mission to simplify insurance in NZ. We offer great cover for a great price upfront and simplified policies to make it easier to manage and understand your insurance. Simple is best.
Do it online
Managing your car insurance while you’re on-the-go is easy. Get a quote, make a claim, update your details and more with My State, your online account.
Back on the road faster
We’ve partnered with AMI so you can take advantage of their industry-leading car repair service, AMI MotorHub. Equipped with the latest technology, speedy service, and a friendly team.