Current policy documents
Car (includes Comprehensive, Third Party, Fire and Theft, and Third Party Only)
Applies to new policies from 21 November 2024
Policy version number SI6737/5 11/24
Car (includes Comprehensive, Third Party, Fire and Theft, and Third Party Only)
Applies to policies bought on or before 20 November 2024
Policy version number SI6737/4 10/19
Motorcycle change summary
Motorcycle (includes Comprehensive and Third party only)
Applies to new policies and renewing policies from 01 July 2018
Policy version number SI6738/2 07/19
Trailer
Applies to new policies and renewing policies from 23 May 2016
Policy version number SI1058/8 05/19
Caravan
Applies to new policies and renewing policies from 1 July 2017
Policy version number SI1057/9 05/19
Roadside Rescue
Roadside Rescue (with Car insurance policy) Terms and Conditions (applies when bought from 21 November 2024)
Home Comprehensive Change Summary
Important updates to your State Home Comprehensive policy.
Applies to policies renewing on or after 27 May 2024.
Home Essentials Change Summary
Important updates to your State Home Essentials policy.
Applies to policies renewing on or after 27 May 2024.
Home and Contents Comprehensive
Applies to new policies from 9 December 2024.
Policy version number SI6995/2 12/24
Applies to policies bought between 10 March 2024 – 8 December 2024 or renewing from 27 May 2024.
Policy version number SI6995 03/24
Home Comprehensive
Applies to policies bought between 1 July 2018 - 9 March 2024 or renewed between 01 July 2018 – 26 May 2024
Policy version number SI1048/9 04/19
Home Essentials
Applies to policies bought between 1 July 2018 - 9 March 2024 or renewed between 01 July 2018 – 26 May 2024
Policy version number SI1049/8 04/19
Contents Comprehensive Change Summary
Important updates to your State Contents Comprehensive policy.
This change summary applies if you have a State Contents Comprehensive policy renewing on or after 27 May 2024.
Contents Essentials Change Summary
Important updates to your State Contents Essentials policy.
This change summary applies if you have a State Contents Essentials policy renewing on or after 27 May 2024.
Home and Contents Comprehensive
Applies to new policies from 9 December 2024.
Policy version number SI6995/2 12/24
Applies to policies bought between 10 March 2024 – 8 December 2024 or renewing from 27 May 2024.
Policy version number SI6995 03/24
Contents Comprehensive
Applies to policies bought between 1 July 2018 - 9 March 2024 or renewed between 01 July 2018 – 26 May 2024
Policy version number SI1046/12 05/19
Contents Essentials
Applies to policies bought between 1 July 2018 - 9 March 2024 or renewed between 01 July 2018 – 26 May 2024
Policy version number SI1047/9 05/19
Landlord's Change Summary
Important updates to your State Landlord policy
This change summary applies if you have a State Landlord policy renewing on or after 27 May 2024.
Landlord's Change Summary
Important updates to your State Landlord policy
This change summary applies if you have a State Home & Contents Comprehensive (Tenants via a Landlord) policy renewing on or after 27 May 2024.
Landlord's Change Summary
Important updates to your State Landlord policy
This change summary applies if you have a State Home & Contents Essentials (Tenants via a Landlord) policy renewing on or after 27 May 2024.
Landlord’s Home and Contents
Applies to new policies from 9 December 2024.
Policy version number SI6996/2 12/24
Applies to policies bought between 10 March 2024 – 8 December 2024 or renewing from 27 May 2024.
Policy version number SI6996 03/24
Landlord
Applies to policies bought between 1 July 2018 - 9 March 2024 or renewed between 01 July 2018 – 26 May 2024
Policy version number SI1050/11 05/19
Boat
Applies to new policies and renewing policies from 23 May 2016
Policy version number SI1056/8 05/19
Current policy wording
(applies to new policies bought from 1 November 2023)
Previous policy wording
(applies to policies bought before 1 November 2023)
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The policy documents on this site are the current versions, for all customers.