Why State?

If you need more reasons to join State, you're in the right place.

We're an award winning insurer

State Insuring kiwis for over 100 years

We’ve been keeping Kiwis covered since our humble beginnings as a state-owned enterprise at our founding in 1905. Our competitors said we wouldn't survive.

We have become one of New Zealand's leading fire and general insurance providers and with age, comes experience.

With Contact Centres in Auckland, Palmerston North, Wellington, Christchurch and Manila, and a range of online services, you can get in touch with us on your terms. Plus, if your car suffers a breakdown, we're here to assist with State Roadside Rescue, which is available 24/7 anywhere in the country.

Quote, buy and manage your insurance online

Insurance is increasingly becoming a 24-hour business and just because we're closed, doesn't mean you need to stop what you're doing.

Bought a new car and need cover right away? No problem. You can get a quote and buy cover online in less than 5 minutes and you'll even save up to $50 off your first year's premium.

With My State, your online account; you can view your policy information and download your documents.

Check out what our customers say about us

At State, we love listening to our customers. Here are some real testimonials from the feedback we receive.

Great prices, easy online system

Simone, Auckland

Excellent communication skills, very friendly greeting and at ease with conversation.

Shirley, Auckland

Good customer service - easy to understand and talk to on the phone.

Monique, Hamilton

Easy to make changes online and on phone. Quick, hassle free, good transparency and flexibility to amend what I want when I want.

Dominic, Otaki

I have had good experiences with State Insurance - clear communication with contact centre staff and reasonable requirement around claims.

Toyah, Wellington

I found the price of car insurance to be cheaper overall, for me personally, when compared to a couple of other insurance companies.

Bridgette, Waihi

Easy to deal with and claim process is simple.

Josephine, Palmerston North