Contract Works Insurance

Cover for contract works to ensure your construction projects are protected

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Materials and equipment on the construction site

Covers equipment and building materials located at the construction site, including those supplied by the principal.

Construction and maintenance period

We'll cover your liability to rectify any damage to the property caused by the contract works or by carrying out work during the maintenance period.

Materials in transit

Your construction materials are covered while they’re in transit by road, rail, airfreight, ferry or ship anywhere in New Zealand, as long as they’re intended for part of the work you’ve undertaken.

Professional fees

We’ll cover the cost of architects, surveyors, engineers and others who are engaged to help you repair or replace your contract works.

Reinstatement of insurance

After we have paid a claim, we’ll automatically reinstate your cover, unless any additional premium is required.

Removal of debris

We’ll pay for demolition and debris removal if you have to clear a site so you can repair damage or rebuild a work in progress.

Temporary buildings

We offer cover up to $5,000 on temporary buildings, such as site offices and huts that are used to perform the contract works at the construction site.

Download a copy of our Contract Works Single Project insurance policy

Call for a quote

or email the State Team

This information is intended as a guide only. There are exclusions and limits to the cover we provide. For the policy wording see our State Contract Works Single Project Policy Wording (PDF).

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