Illustration of a car with flames behind

Get Third Party, Fire and Theft for a steal.

Car insurance to cover other vehicles. Plus, some for yours.

Trusted by Kiwi for over 100 years

Third Party, Fire & Theft benefits

Someone steals your car:

We’ll cover the repairs or replacement after theft or attempted theft.

You damage someone else’s car or property:

We’ll cover the costs of the damage up to $20 million.

Your car gets damaged by an uninsured driver:

We’ll cover the damage they cause to your car up to $5,000.

This information is intended as a guide only. Exclusions and limitations apply. Talk to us about these or refer to the full policy wording.

Third Party, Fire & Theft key features

What's inluded

What’s included

What’s included

Theft of your car
Fire damage to your car
Damaging someone else’s car or property (up to $20million)
Injuries you cause when using your car (up to $1million)
Damage caused by uninsured drivers of another vehicle

Up to $5,000

Transport home if your car is stolen
Guarantee on repairs by our preferred repairers for covered claims
Accidental loss or damage to your car

Optional benefits

Optional benefits

Excess-free glass cover for windscreens and windows

Optional extra

State Roadside Rescue

Optional extra

Policy documents

What’s included

What’s included

Theft of your car
Fire damage to your car
Damaging someone else’s car or property (up to $20million)
Injuries you cause when using your car (up to $1million)
Damage caused by uninsured drivers of another vehicle

Up to $5,000

Transport home if your car is stolen
Guarantee on repairs by our preferred repairers for covered claims
Accidental loss or damage to your car

Optional benefits

Optional benefits

Excess-free glass cover for windscreens and windows

Optional extra

State Roadside Rescue

Optional extra

Policy documents

This is a summary only, for a full list of the benefits as well as exclusions and other terms, read the policy wording.


Our car policy wordings are now in plain language, making them easier to read, understand, and act on.

Note: If you already have a policy with us, you may have a different policy wording to the plain language policy wording above. Check your policy details, then find your policy wording on our Policy documents page.

Need different cover? Compare these options.

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