Trusted by Kiwi for over 100 years
Third Party Only benefits
You damage someone else’s vehicle or property:
We’ll cover the costs of the damage up to $20 million.
You injure someone with your car:
We’ll cover your liability costs up to $1 million.
Your car gets damaged by an uninsured driver:
We’ll cover the damage they cause to your car up to $5,000.
This information is intended as a guide only. Exclusions and limitations apply. Talk to us about these or refer to the full policy wording.
Third Party Only key features
What's included
What’s included
What’s included
Up to $5,000
Optional benefits
Optional benefits
Optional extra
Optional extra
What’s included
What’s included
Up to $5,000
Optional benefits
Optional benefits
Optional extra
Optional extra
This is a summary only, for a full list of the benefits as well as exclusions and other terms, read the policy wording.
Our car policy wordings are now in plain language, making them easier to read, understand, and act on.
Note: If you already have a policy with us, you may have a different policy wording to the plain language policy wording above. Check your policy details, then find your policy wording on our Policy documents page.
Need different cover?
Compare these options.
Comprehensive
Third Party, Fire & Theft
Great insurance-y benefits.
Simply great prices
We’re on a mission to simplify insurance in NZ. We offer great cover for a great price upfront and simplified policies to make it easier to manage and understand your insurance. Simple is best.
Do it online
Managing your car insurance while you’re on-the-go is easy. Get a quote, make a claim, update your details and more with My State, your online account.
Back on the road faster
We’ve partnered with AMI so you can take advantage of their industry-leading car repair service, AMI MotorHub. Equipped with the latest technology, speedy service, and a friendly team.