Protecting your ride: Insuring your bike with State Contents Insurance

Whether you’re a dedicated cyclist, a daily bike commuter or simply enjoy the occasional ride, we understand just how valuable your bike is to you. That’s why it’s important you protect your bike with contents insurance.
 

Your bike’s value: More than metal and wheels

Your bike isn’t just a means to get from point A to B; it’s an investment, and an extension of your lifestyle. Your bike carries you through various terrains and experiences. It looks after you. So it’s only fitting that you look after it too.
 

Understanding State’s Contents Comprehensive policy

At State we understand the importance of your stuff, and that includes your bike. Under our Contents Comprehensive policy, not only are your personal belongings safeguarded within your home, but certain valuable items, such as bicycles, are also covered against theft, damage, or loss.

This means that if your bike is stolen* from your property or damaged due to a covered event, you could be covered for the repair or present value. This cover extends from the confines of your home, to when you are out and about. Whether you’re cycling through the city or exploring the countryside, your bike is safeguarded against unfortunate incidents.
 

Benefits of insuring your bike with State

Theft protection: Bicycles can be targets for theft, even when stored securely at home. With State, your bike may be covered against theft*, ensuring that you’re not left stranded without your trusted two-wheeler.

Accidental damage: Accidents happen – whether it’s a collision, a fall, or other unforeseen events. With State, accidental damage to your bike is covered, allowing you to repair or replace it.
 

How to insure your bike with State

Insuring your bike with State is simple. You can easily add your bike to your contents policy as a specified item if it’s over $2000. Make sure to provide accurate information about your bike’s make, model, and value to ensure accurate coverage.

Your bike is more than just a mode of transportation; it’s a reflection of your lifestyle. At State we understand the value your bike holds. With our comprehensive coverage against theft, damage, and loss, our contents policy provides you with the assurance that your bike is in safe hands. So, when you’re commuting through city streets, ride with confidence knowing you’re covered.

*Cover for theft may be excluded in some circumstances.