Protecting Your Ride

Bells and whistles are cool. The latest cars have super intelligent features like lane departure warning, blind spot warning and collision avoidance. All these things help to make our cars smarter and easier to drive, but most importantly, they help save lives. But they’re also costly to repair.

That small ding in your bumper might have been an easy fix a few years back. But today, with all the sensors and electronics, the cost can be in the thousands.

All these whizz-bang extras on cars need wizards to fix them. Your average mechanic is not so average – they’re highly skilled specialists with computers and it costs a lot to keep them up to speed with all the latest technology. And these costs are adding pressure to insurance premiums.

The cost of car insurance depends on a lot of things. Your driving history, your past claims and your age as well as your choice of car and where you live can all affect your premiums.

Sure do. You can choose one of three main ways of insuring your car.

• Comprehensive. Comprehensive car insurance with all the bells and whistles. Whether it’s someone else’s fault or you accidentally prang your car, we’ve got your back.
• Third Party, Fire and Theft. Cover with some protection including theft and fire, damage to someone else’s vehicle or property, damage to your car by an uninsured driver or injuring someone in an accident you’ve caused.
• Third Party. No-frills car insurance that covers damage to someone else’s vehicle or property, your liability if you accidentally injure someone, or for damage to your car caused by an uninsured driver.