Here’s how it goes: You take out car cover. You don’t think about it again. We get it. Thankfully, here at State we’re insurance geeks and we’re here to help.
We’ve made it easy for you to find out some interesting things you might not know about your car insurance. Just read on.
Comprehensive car insurance
This is the full monty of cover in case your car gets damaged, you damage someone else’s car or property or accidentally injure someone when driving your car. Besides this, here’s some other benefits of this insurance:
- Car keys lost or stolen? Ouch. But it’s okay. We’ll pay the reasonable cost to replace them to help deal with the hassle.
- Towing, road clearing and transportation costs - Having an accident is stressful enough. So, we take care of some of the worries should the unexpected happen. You’re covered for the towing costs if your car isn’t driveable because of the accident as well as the costs to clear debris on the road. And, if you’re stranded, we’ll get you, your family and your pets home or to where you need to be next.
- Storage of your car after an accident - We’ll cover the costs to store your car until it’s repaired or we settle your claim, plus we’ll transport it to and from a repairer.
Third Party Only and Third Party, Fire and Theft cover
Third Party Only car insurance covers you for the damage you cause to someone else’s property (not your own), or if you accidentally injure someone when driving your car. Third Party, Fire and Theft car insurance offers third party cover as well as cover for your car in the event of a fire or if it‘s stolen. Some other benefits include:
- Cover for your car - If you’re hit by an uninsured driver who’s totally to blame for the crash, we’ll provide some cover for loss or damage to your car if you can give us information about the vehicle and the at-fault driver. See your policy wording for your policy cover limit.
- Car damaged or stolen and dumped? If your car is undrivable due to an event covered by your insurance, we’ll cover the towing costs of getting it to a repairer or safe place. Sorted.
For more about State’s cover and benefits, see our Car Insurance page.
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