Here’s some items people tend to forget when tallying up the contents of their home:
Art
Musical instruments
Bikes
Smart watches
Camera
Office equipment
Sports equipment
Video games & consoles
Bookcases
Towels
Portable heaters
Contents of your fridge and cupboards
Gardening tools
Tools
Curtains and blinds
Lamps
BBQ
Outdoor furniture
Pet supplies
If you’d like a more comprehensive estimate of your stuff, you can jump online and use our online contents calculator.
How are Tally values calculated?
Tally estimates the replacement cost of your home contents using information supplied by Sum Insured Pty Ltd, New Zealand and Australia's leading provider of home contents cost information†.
The average values used in Tally and the Tally My Post web app are the midpoint between “average standard” and “quality standard” contents replacement costs of a typical two-person household, consisting of two 25 to 35 year old adults, with no children residing in a two bedroom, single bathroom, single garage dwelling. Specific huh! “Average standard” represents the most economical home contents items and equipment available, whereas “quality standard” includes above average quality items. The maximum values used in Tally represent “prestige standard” (most pricey) contents replacement costs.
When you have contents insurance, choosing the right level of cover is important to reduce the risk of not being fully insured (we call that underinsured) – and to avoid any surprises in the event that you need to make a claim.
The items shown in Tally are some of the most common contents items. But chances are you have more stuff than the items shown.
†Typical home contents replacement costs are provided by Sum Insured Pty Ltd (A.B.N. 55 947 630 521) trading as Home Contents (‘Sum Insured’). Whilst every care is taken to ensure the accuracy of the information as a guide for costing, no responsibility is accepted by Sum Insured for its accuracy. Please check with a Valuer or other suitably qualified professional for an accurate estimate. IAG NZ takes no responsibility for the costs provided by Sum Insured nor any liability for the accuracy of or reliance upon or use of, the costs.
Our Contents Comprehensive key features
Select cover option
What's included
What's included
Up to $5,000 per trip (max 3 weeks)
Up to $3,000 per year
Up to $3,000 per item
(higher limit available)
(limits apply)
Up to $30,000
Up to $1,000
Up to $2,000,000
Optional benefits
Optional benefits
Optional extra
Optional extra
What's included
What's included
Up to $5,000 per trip (max 3 weeks)
Up to $3,000 per year
Up to $3,000 per item
(higher limit available)
(limits apply)
Up to $30,000
Up to $1,000
Up to $2,000,000
Optional benefits
Optional benefits
Optional extra
Optional extra
This is a summary only, for a full list of the benefits as well as exclusions and other terms, read the policy wording.
Some of our policy wordings are now in plain language, making them easier for you to read, understand, and act on.